At wind-chill near −28 °C, frostbite can start in under 30 minutes on exposed skin; near −40 °C, in under 10.
The NWS frostbite-time charts combine air temperature and wind speed. The calculator flags those bands, but clothing, wetness and exertion still dominate real risk.
The times assume dry, still-exposed skin. Wet skin, or skin in contact with cold metal, freezes far faster than any wind-chill table predicts, and someone with poor circulation or on beta blockers can be injured at temperatures the chart calls safe.
Estimate with the rule, then check it against the calculator that models it properly.
Open Feels Like Temperature →At wind-chill near −28 °C, frostbite can start in under 30 minutes on exposed skin; near −40 °C, in under 10. The NWS frostbite-time charts combine air temperature and wind speed.